Benefits
Design and manage comprehensive benefits packages that attract and retain top talent
Comprehensive Benefits Solutions
Our Benefits team designs and manages comprehensive benefits packages to attract and retain top talent and motivate your workforce. We understand that benefits are vital to employee compensation and well-being, and our goal is to create competitive offerings aligned with your organization's values and goals.
We create tailored solutions that meet diverse employee needs while ensuring cost-effectiveness for your business. Our team has extensive experience negotiating with insurance companies and benefits providers to secure the best rates and coverage for your employees.
From health insurance to retirement plans, we handle all aspects of benefits administration, allowing you to focus on what matters most—growing your business.
What We Offer
- Comprehensive benefits package design
- Health insurance negotiations
- Retirement plan administration
- Employee wellness programs
- Cost-effective solutions
- Benefits communication strategies
Common Benefits Administration Challenges
Managing employee benefits is one of the most complex and costly aspects of HR
Rising Healthcare Costs
Health insurance premiums increase 5-8% annually. Without strategic plan design and carrier negotiation, benefits consume an ever-larger share of your budget.
Open Enrollment Complexity
Coordinating plan changes, communicating options, and ensuring every employee makes informed decisions within tight deadlines overwhelms small HR teams.
Compliance Requirements
ACA reporting, ERISA filings, COBRA administration, and state-specific mandates create a web of compliance obligations with steep penalties for errors.
Employee Confusion
Employees who don't understand their benefits underutilize them, make poor elections, and blame their employer. Clear communication drives satisfaction and retention.
Multi-State Administration
Different states have different mandates for paid leave, disability, and health insurance. Managing benefits across state lines multiplies complexity exponentially.
Vendor Management
Coordinating between insurance carriers, brokers, 401k providers, and wellness vendors takes significant time and expertise to get the best value.
Our Benefits Administration Process
A strategic approach to designing, implementing, and managing your benefits program
Benefits Audit
We analyze your current plans, costs, utilization rates, and employee satisfaction to identify gaps and savings opportunities.
Plan Design
We design a competitive benefits package that attracts talent and controls costs—including health, dental, vision, retirement, and voluntary benefits.
Implementation
We manage carrier negotiations, enrollment setup, employee communications, and system configuration for a smooth rollout.
Ongoing Management
We handle day-to-day administration, compliance filings, employee questions, and annual renewal negotiations.
Benefits Success Story
Multi-Location Retailer Benefits Consolidation
Challenge
A 300-employee retailer with 12 locations was managing benefits through three different brokers, had inconsistent offerings across locations, and was overpaying by an estimated 25%.
Solution
SBCHR consolidated all benefits under one strategy, renegotiated carrier contracts, standardized offerings across locations, and implemented a benefits technology platform for self-service enrollment.
Result
Annual benefits costs reduced by $180,000 (22%). Employee benefits satisfaction scores improved from 3.1 to 4.4 out of 5. Open enrollment completion rate went from 67% to 98%.
Ready to Optimize Your Benefits Program?
Stop overpaying for benefits your employees don't understand. Get a free benefits audit and see where you can save.
Schedule Free Benefits Audit