Broker Partnerships
Business Insurance Services
Achieve 30%+ cost savings on employee benefits with expert consulting and competitive plan negotiations
PROTECT YOUR BUSINESS AND EMPLOYEES
Comprehensive Insurance Solutions
Health Insurance
Comprehensive health insurance plans for your employees including medical, dental, and vision coverage. We partner with leading brokers to secure competitive rates for PPO, HMO, and high-deductible health plans.
- Medical coverage
- Dental & vision
- Mental health benefits
- Prescription plans
General Liability Insurance
Protect your business from third-party claims of bodily injury, property damage, and personal injury. Essential coverage for every business regardless of size or industry.
- Bodily injury coverage
- Property damage
- Legal defense costs
- Settlement coverage
Workers Compensation
State-mandated coverage that protects both employers and employees. We help you find the most competitive workers comp rates while ensuring full compliance with state regulations.
- Medical expenses
- Lost wage replacement
- Rehabilitation costs
- Death benefits
Professional Liability (E&O)
Errors and Omissions insurance protects your business from claims of negligence, mistakes, or failure to deliver services. Critical coverage for consultants, advisors, and service providers.
- Professional negligence
- Breach of duty
- Misrepresentation
- Legal defense
Business Insurance Packages
Comprehensive Business Owners Policy (BOP) combining property, liability, and business interruption coverage. Customizable packages tailored to your specific industry and needs.
- Property coverage
- Business interruption
- Equipment breakdown
- Cyber liability
Cost Optimization
Our broker partnerships and expertise allow us to negotiate the most competitive rates for your business. We conduct annual reviews to ensure you're never overpaying for coverage.
- Rate negotiations
- Multi-policy discounts
- Risk assessment
- Annual reviews
Why Partner With Us for Insurance?
We offer free consultations to review your current benefits coverage—whether you have existing coverage that needs optimization or you're starting fresh and need guidance on the right plans for your team.
Our partner broker network has helped clients achieve 30%+ savings with comparable or better coverage. We negotiate competitive rates across health insurance, liability, workers comp, and comprehensive business packages.
We don't just help you find insurance—we help you optimize your coverage and costs. Our team works with you annually to review your policies, assess your risks, and ensure you're getting the best value for your insurance investment.
Our Insurance Advantage
- Competitive plan negotiations saving 30%+ on average
- Cost analysis and optimization strategies
- Vendor management and rate negotiations
- Claims management and cost containment
- Streamlined enrollment and administration
- Annual plan reviews to maximize savings
Trusted Broker Network
Our insurance broker partners are licensed, experienced, and committed to finding you the best coverage at the most competitive rates. All brokers in our network meet strict quality and service standards.
Common Insurance & Benefits Challenges
Without expert guidance, businesses overpay for coverage, leave employees underinsured, and face compliance risks.
Skyrocketing Premiums
Health insurance renewals increasing 8-15% annually with carriers providing little transparency into what's driving the cost increases.
Inadequate Coverage
Plans that look affordable but leave employees with high deductibles, narrow networks, and gaps in coverage that lead to dissatisfaction and turnover.
ACA Compliance Risk
Failing to meet Affordable Care Act requirements for applicable large employers, risking penalties of $2,880+ per full-time employee annually.
Workers' Comp Overcharges
Paying inflated workers' compensation premiums due to misclassified employees, poor claims history, or failure to shop competitive carriers.
Benefits Administration Burden
HR teams spending excessive time on enrollment, claims issues, COBRA administration, and carrier coordination instead of strategic work.
Broker Conflicts of Interest
Traditional brokers recommending plans that maximize their commission rather than providing the best value for your employees and budget.
Our Insurance Consulting Process
A transparent, client-first approach that finds the right coverage at the right price.
Coverage Audit
We review your current policies, claims history, employee demographics, and budget to identify gaps, redundancies, and cost-saving opportunities.
Market Analysis
We solicit competitive quotes from multiple A-rated carriers, comparing coverage, networks, and pricing to find the optimal combination for your workforce.
Plan Design & Negotiation
We design benefit plans that balance employee needs with budget constraints, then negotiate directly with carriers for the most favorable rates and terms.
Implementation & Support
We handle enrollment coordination, employee communication, ongoing claims support, and annual renewal strategy to ensure continuous optimization.
Insurance Consulting Success Story
The Challenge
A 200-employee professional services firm faced a 22% health insurance renewal increase — the third consecutive double-digit hike. Employee satisfaction with benefits was at 54%, the HR manager spent 15+ hours weekly on benefits administration, and the company was unknowingly out of ACA compliance.
Our Solution
We conducted a full benefits audit, corrected ACA compliance issues, solicited quotes from 8 carriers, redesigned the plan structure with a tiered offering including an HDHP with HSA option, negotiated a self-funded arrangement for the PPO plan, and implemented a benefits administration platform to streamline enrollment and reporting.
The Result
Total benefits costs decreased 31% in the first year — saving $480K annually. Employee benefits satisfaction rose from 54% to 88%. ACA compliance was fully resolved with no penalties. Benefits administration time dropped from 15 to 4 hours per week, and the company now offers three plan tiers that employees actually value.
Ready to Save 30%+ on Employee Benefits?
Get a free benefits audit that identifies exactly where you're overpaying and how to improve coverage for your team.
Get a Free Benefits Audit